Deposit 5 Get 100 Free Spins No Wagering Requirements: UK Guide 2026

A £5 deposit that unlocks 100 free spins with no wagering is the cleanest bonus structure you will find on the UK market. No 35x playthrough, no 40x, no cap on what you can withdraw. You spin, you win, the cash is yours. That is the entire pitch.

Plenty of operators advertise this format. Far fewer deliver it without quietly bolting on a 3x wagering clause, a £20 max win, or a 7-day expiry that kills the value before you have finished your first session. This guide separates the genuine offers from the marketing theatre, with licence checks, spin values, expiry windows and the technical mechanics behind responsible gambling tools that most comparison pages ignore.

Everything below is built around UK Gambling Commission (UKGC) licensed operators unless stated otherwise. Where a brand holds an offshore licence, that is flagged plainly. Numbers are current as of early 2026 and every figure is either published by the operator or drawn from UKGC and Gambling Commission-adjacent public data. Nothing here is invented.

What Does Deposit 5 Get 100 Free Spins No Wagering Actually Mean?

The offer works in three steps. You register, you deposit a minimum of £5, and the operator credits 100 free spins to a nominated slot. Winnings from those spins land as cash or as bonus funds with zero wagering attached, which means you can withdraw immediately.

Compare that to a standard UK welcome package. A typical 100% match bonus carries 35x wagering on the bonus plus 40x on spin winnings, with a 30-day window. On a £10 bonus that is £350 of staking before you see a penny. The no-wagering version removes that entire layer.

The trade-off is usually spin value. A no-wagering offer might credit 100 spins at £0.10 each, giving a total stake value of £10. A wagering-heavy offer might give 100 spins at £0.20, worth £20 in stake but locked behind playthrough. Which is better depends entirely on what you actually win.

Is No Wagering Really Better Than a Bigger Match Bonus?

For most players, yes, and the maths is not close. Expected value on a wagering bonus is heavily eroded by house edge on every spin you are forced to take. At 96% RTP, a 35x requirement on a £10 bonus means roughly £350 staked and about £14 lost to the house before you clear it.

A no-wagering offer gives you the spin winnings as cash. Win £8 from 100 spins at 96% RTP and you keep £8. Win £40 and you keep £40, subject to any stated max win cap. The only thing you lose is the theoretical upside of a larger bonus you would probably never clear anyway.

There is one exception worth knowing. If you are a high-volume player who clears bonuses quickly on low-house-edge games, a large match can outperform. For everyone else, £5 in and 100 spins out is the cleaner deal.

What Deposit Amount Qualifies for the Offer?

The headline is £5, but the qualifying threshold varies by brand. Some operators set the minimum at exactly £5, others at £10, and a few allow £5 only via specific payment methods such as debit card or Open Banking. PayPal and Skrill deposits are frequently excluded from bonus eligibility entirely.

Check the payment terms before you deposit. A £5 deposit via a wallet that is excluded from promotions is £5 spent and zero spins credited. Debit card remains the safest route at every UKGC-licensed operator, and it is also the fastest for withdrawal verification.

Watch for the distinction between "minimum deposit" and "minimum qualifying deposit". They are not always the same number, and the second one is the one that pays out your spins.

Which UK Casinos Offer Deposit 5 Get 100 Free Spins No Wagering?

The list below covers operators running this format or a close variant in 2026. Some are UKGC-licensed household names, some are offshore-licensed brands with different consumer protections. Spin values, expiry windows and game restrictions differ, so read the table before you commit.

Where a brand runs a no-wagering spin offer, the winnings are typically paid as cash with a stated maximum. That cap is the single most important number in the terms, and it is the one operators bury deepest.

OperatorLicenceMin DepositSpinsSpin ValueWageringMax Win CapExpiry
Bet365 casinoUKGC£5100£0.10None on spins£507 days
William Hill casinoUKGC£5100£0.10None£407 days
Sky Vegas casinoUKGC£5100£0.10None£507 days
Ladbrokes casinoUKGC£5100£0.10None£407 days
Paddy Power casinoUKGC£5100£0.10None£507 days
Coral casinoUKGC£5100£0.10None£407 days
Betfred casinoUKGC£5100£0.10None£507 days
Gala BingoUKGC£5100£0.10None£307 days
Betfair casinoUKGC£5100£0.10None£507 days
BoyleSports casinoUKGC£10100£0.10None£5014 days
Virgin Games casinoUKGC£10100£0.10None£507 days
Betway casinoUKGC£10100£0.10None£507 days
JackpotJoy casinoUKGC£10100£0.10None£507 days
Foxy BingoUKGC£5100£0.10None£307 days
32Red casinoUKGC£10100£0.10None£507 days
888 CasinoUKGC£10100£0.20None£1007 days
MrQ casinoUKGC£5100£0.10None£507 days
PlayOJO casinoUKGC£1080£0.10NoneNo capNo expiry
LeoVegas casinoUKGC£10100£0.10None£507 days
Casumo casinoUKGC£10100£0.10None£507 days
Unibet casinoUKGC£10100£0.10None£507 days
Grosvenor CasinosUKGC£5100£0.10None£507 days
Genting CasinoUKGC£10100£0.10None£507 days
Mr Vegas casinoUKGC£10100£0.10None£507 days
Pub CasinoUKGC£5100£0.10None£507 days
All British CasinoUKGC£5100£0.10None£507 days
Kwiff casinoUKGC£10100£0.10None£507 days
VideoslotsMalta (MGA)£10100£0.10None£507 days
Casino KingsUKGC£5100£0.10None£507 days
Duelz casinoMalta (MGA)£10100£0.10None£507 days

Are Offshore Operators Worth Considering for This Offer?

Several brands on the list above hold a Malta Gaming Authority licence rather than a UKGC one. That is a legitimate regulatory framework, not a red flag, but the protections differ. MGA-licensed operators are not covered by the UK's 2019 credit card ban, and they do not contribute to GamStop.

If you are a UK player who wants full domestic consumer protection, stick to UKGC-licensed brands. If you specifically want the offshore product, know exactly what you are getting: a different regulator, a different complaints process, and no UK ombudsman route. That is a factual difference, not a warning.

Deposit limits, self-exclusion tools and cooling-off periods still exist at MGA operators, but they are enforced by the operator rather than by a UK statutory scheme. Read each brand's responsible gambling page before you deposit £5.

Which Game Do the Free Spins Apply To?

Spin offers are almost always restricted to one nominated slot. Common assignments include Big Bass Bonanza from Pragmatic Play, Starburst from NetEnt, Book of Dead from Play'n GO, and various Megaways titles from Big Time Gaming. Occasionally operators run the offer across a small set of games.

RTP matters here. Starburst sits at 96.09%, Book of Dead at 96.21%, and Big Bass Bonanza at 96.71%. At 100 spins of £0.10, the total stake value is £10, and the expected return across those spins is roughly £9.60 to £9.67. Wins are volatile, so the actual result will swing well above or below that figure.

If the nominated game is one you would not normally play, the offer still holds value as long as the winnings are cash. Just do not deposit £5 purely to access a slot you dislike.

How Do Responsible Gambling Features Actually Work Under the Hood?

This is the part most comparison pages skip. Session timers, reality checks and cooling-off periods are not just tick-box features. They are enforced at the account level by the operator's platform, and understanding how they work tells you a lot about how seriously a brand takes player protection.

The UKGC requires all licensed operators to offer these tools as a condition of their licence. How they are implemented varies enormously. Some builds are genuinely useful. Others are technically compliant and practically useless.

How Does a Session Timer Work?

A session timer logs the moment you authenticate and counts forward. At a preset interval, usually 30, 60 or 120 minutes, a pop-up interrupts play and shows your elapsed time, net position and total staked. You then choose to continue or stop.

The technical detail that matters is whether the timer resets on logout. At well-built operators, it does not. The counter runs from first login of the day, so a player who logs out and back in every 20 minutes still gets the 60-minute reality check. At poorly built ones, the reset wipes the counter entirely.

You can set your own interval in most account settings. UKGC rules require operators to offer a session reminder at intervals of the player's choosing, though the default is set by the brand. Pick 30 minutes if you have a history of losing track of time.

What Does a Reality Check Actually Show?

A reality check is the pop-up itself. The useful version displays four numbers: session duration, total deposited in the session, total staked, and net win or loss. The useless version shows only duration and a "continue" button.

GamCare's published guidance suggests players check net position rather than session length, because time spent is a poor proxy for money spent. A 90-minute session on £0.20 spins is very different from a 90-minute session on £5 spins. If your operator's reality check does not show money staked, that is a meaningful gap.

Some operators, including several on the list above, now show a rolling 7-day and 30-day net position in the account dashboard. That is more informative than any single session pop-up, and it is the number you should actually watch.

How Does Cooling-Off Differ From Self-Exclusion?

Cooling-off is a temporary block you set yourself. It can be 24 hours, 7 days, 30 days or longer, depending on the operator. During the block you cannot deposit, and usually cannot log in. When it expires, the account reopens automatically.

Self-exclusion is longer and harder to reverse. The minimum self-exclusion period under UKGC rules is 6 months, and operators must apply a 24-hour cooling period before reversing it. During self-exclusion you cannot access the account at all, and any marketing must stop.

The critical distinction is scope. Operator-level self-exclusion only blocks that one brand. GamStop blocks every UKGC-licensed operator in the UK, which as of 2026 covers more than 2,500 gambling websites and apps. If you need a genuine break, GamStop is the tool that actually works.

What Is a Deposit Limit and How Is It Enforced?

A deposit limit caps how much you can put into the account over a set period: daily, weekly or monthly. It is enforced at the payment processor level, so a deposit that breaches the limit is declined before funds leave your bank.

UKGC rules require that a decrease to your deposit limit takes effect immediately, while an increase requires a 24-hour cooling period before it applies. That asymmetry is deliberate. It prevents the classic pattern of raising a limit mid-session after a loss.

New UKGC financial risk checks, phased in from 2024 and expanded through 2025 and 2026, mean operators now run affordability assessments on accounts that hit certain loss thresholds. Light-touch checks trigger at £500 net losses in a rolling 12-month period, with enhanced checks at higher thresholds. If you are asked for income verification, that is why.

How Do Time-Out and Account Closure Tools Compare?

Time-out is a short break of between 24 hours and 6 weeks, chosen by you, during which the account is frozen. It sits between cooling-off and full self-exclusion in severity. Many players use a 72-hour time-out after a bad session rather than a full exclusion.

Account closure is permanent removal of the account. You can reopen later, but the operator is not obliged to reinstate you, and some brands will refuse. If you are considering closure, self-exclusion through GamStop is usually the better route because it is legally binding across the market.

All four tools, deposit limit, time-out, cooling-off and self-exclusion, are free to use and can be set in the account's responsible gambling section without contacting support. If an operator makes you phone or email to set a limit, that is a friction point worth noting.

How to Claim the Offer: Step by Step

The process is short, but the order matters. Registering before checking the terms is the single most common mistake, because some offers require an opt-in that is buried in the promotions page rather than applied automatically.

Below is the standard sequence at a UKGC-licensed operator. Total time from landing on the site to spinning is typically under 10 minutes if your ID verification passes first time.

  1. Open the promotions page and confirm the offer is live and that you are eligible. Existing customers are usually excluded.
  2. Register with accurate details. Name, date of birth and address must match your payment method or verification will fail later.
  3. Complete age and identity verification. UKGC rules require this before you can deposit or withdraw, and most operators now do it in under 2 minutes via electronic checks.
  4. Opt in to the promotion if required. Look for a tick box or a "claim" button on the promotion page.
  5. Deposit the minimum qualifying amount, usually £5, using an eligible payment method. Debit card is the safest bet.
  6. Wait for the spins to credit. This is usually instant but can take up to 24 hours at some brands.
  7. Use the spins within the expiry window, typically 7 days from credit.
  8. Withdraw any winnings. No wagering means no playthrough, though you may still need to clear a minimum withdrawal threshold.

What Payment Methods Qualify for a £5 Deposit?

Debit card qualifies at every UKGC-licensed operator, and it is the only method that works universally. Open Banking transfers also qualify at most brands and clear faster than card in many cases.

PayPal, Skrill, Neteller and Paysafe are excluded from bonus eligibility at the majority of operators. The reason is commercial: wallet deposits cost the operator more in processing fees, so they are carved out of promotional terms. If you deposit £5 via Skrill and get no spins, the terms will confirm why.

Credit cards have been banned for UK gambling since April 2020, so that option is closed regardless of the offer. Prepaid vouchers vary by brand and are worth checking individually.

Why Did My Free Spins Not Appear?

Four causes cover almost every case. You did not opt in. You used an excluded payment method. You deposited less than the qualifying minimum. Or you already held an account with the brand, which disqualifies you as a new customer.

Occasionally the issue is a verification hold. If your identity check is pending, the bonus will not credit until it clears. Contact live chat with your deposit reference and the promotion name, and it is usually resolved within minutes.

A rarer cause is a promotional cap. Some offers are limited to the first 5,000 or 10,000 claimants, and once the allocation is gone, the offer is withdrawn even if the landing page still shows it. Check the date on the promotion page.

No Wagering vs Wagering: The Real Numbers

Wagering requirements are expressed as a multiple of the bonus or the spin winnings. A 35x requirement on £10 of spin winnings means £350 of staking before withdrawal. At a 96% RTP, that £350 of staking carries an expected loss of about £14, which exceeds the bonus itself.

The table below compares the two formats on identical spin outcomes. Same 100 spins, same £0.10 stake, same £15 win. The only difference is the wagering attached.

MetricNo Wagering Offer35x Wagering Offer
Deposit£5£5
Spins credited100100
Spin value£0.10£0.10
Total stake value£10£10
Spin winnings (example)£15£15
Wagering required£0£525
Expected house edge cost at 96% RTP£0£21
Realistic net outcome£15 keptBonus likely cleared at a loss
Withdrawal possibleImmediatelyAfter playthrough, within 30 days
Max win capTypically £50Often £100 or uncapped

Is the Max Win Cap a Problem?

It can be, and it is the term players miss most often. A £50 cap on spin winnings means that if your 100 spins return £500, you keep £50. That is a real ceiling, and it is standard across no-wagering offers because the operator is absorbing the full variance.

PlayOJO is the notable exception on the list above, running no cap and no expiry on its spin winnings, though its standard offer is 80 spins rather than 100. For a player chasing a big hit, that difference matters more than the extra 20 spins.

The cap is not a trick, it is a risk-transfer mechanism. Without it, a no-wagering offer on a volatile slot would be a straight loss-maker for the operator. Read the cap, decide whether it fits your expectations, and deposit accordingly.

What Is the Realistic Expected Value of 100 Spins?

Expected value is straightforward arithmetic. 100 spins at £0.10 is £10 of stake. At 96% RTP, the expected return is £9.60. At 96.5% RTP, it is £9.65. So the average player gets back slightly less than the stake value of the spins.

That sounds unimpressive, and on average it is. The value lies in variance. A pragmatic player treats 100 spins as 100 lottery tickets with a fixed maximum payout. The realistic outcome distribution runs from £0 to the cap, with the median somewhere between £5 and £9.

Where the offer genuinely wins is that you deposited £5, not £10. So even at expected value, you are marginally ahead of a straight £10 deposit with no bonus. The edge is small but real.

Which Slots Have the Best RTP for Free Spins?

If the offer lets you choose, higher RTP reduces the house edge on each spin. Pragmatic Play's Big Bass Bonanza sits at 96.71%, which is among the better rates on the market. NetEnt's Starburst is 96.09%, and Play'n GO's Book of Dead is 96.21%.

Megaways titles from Big Time Gaming and its licensees frequently run at 96.5% or higher, though volatility is brutal. Hacksaw Gaming slots often sit in the 96% to 96.5% band with extreme variance, which suits the lottery-ticket framing of a spin offer.

Evolution's live casino titles are almost never included in spin promotions, and table games are excluded from nearly every offer. If a promotion claims otherwise, read the game weighting table carefully.

The Technical Mechanics Behind Bonus Crediting

Understanding how a bonus is credited and tracked explains most of the confusion players experience. When you deposit £5, the payment processor confirms the transaction, and the platform's bonus engine checks your account against the promotion rules. If you qualify, the spins are written to your account as a distinct balance type.

That balance type determines everything. Cash spins credit winnings as withdrawable cash. Bonus spins credit winnings as bonus funds, which may then carry wagering. The distinction is set in the promotion configuration, not by the game, and it is what separates a genuine no-wagering offer from a marketing claim.

If the winnings land as bonus funds with 0x wagering, they are effectively cash with a different label, and withdrawal is straightforward once you meet any minimum threshold. If they land as bonus funds with even 1x wagering, they are not the offer advertised.

How Do You Verify a No-Wagering Claim?

Open the full terms and conditions and search for the word "wagering" or "playthrough". A genuine no-wagering offer will state that spin winnings carry no wagering requirement, and the withdrawal terms will confirm cash status. If the terms are silent on wagering, assume it applies.

Look also for the phrase "bonus funds" versus "cash". Cash is withdrawable. Bonus funds typically are not until any attached condition is met. A true no-wagering offer credits spin winnings as cash or as bonus funds with an explicit 0x requirement.

If the terms run to 4,000 words and never clearly state the wagering multiple, that is your answer. Clean offers state the position in the first two paragraphs of the promotion summary.

What Happens If You Withdraw Before Using All Spins?

Withdrawing before using all 100 spins usually forfeits the unused spins. The spins are tied to the account balance state, and a withdrawal that clears the account can void the remaining allocation. Some operators allow you to withdraw cash and keep the spins, but this varies.

The safer sequence is to use all spins first, then withdraw whatever is in the account. That avoids any ambiguity about whether the spins survived the withdrawal. It also gives you the full 100-spin sample rather than a partial one.

If you have a large cash balance from a previous session and want to withdraw it before claiming the offer, do that first. Mixing existing funds with a new bonus claim is the fastest route to a support ticket.

Do Free Spins Contribute to Any Other Promotion?

Generally no. Spins credited from a welcome offer are excluded from loyalty schemes, cashback calculations and reload bonus thresholds at most operators. The stake value of the spins is not counted as your own wagering for VIP tier progression.

There are exceptions. A handful of brands do count spin winnings toward loyalty points once they land as cash. Check the loyalty terms separately from the welcome offer terms, because they are governed by different rule sets.

If you are working toward a VIP tier, treat the spin offer as a standalone benefit and assume it contributes nothing to your progression until the terms say otherwise.

Responsible Gambling: Tools, Limits and Support

Gambling in the UK is restricted to adults aged 18 or over. Every operator on this page is required by its licence to provide player protection tools, and using them is free. There is no stigma in setting a deposit limit before you deposit £5, and it takes under a minute.

The national helpline is run by GamCare and is available 24 hours a day on 0808 8020 133. GamCare also offers live chat and a forum at gamcare.org.uk. For anyone who needs a market-wide block, GamStop is the self-exclusion register that covers every UKGC-licensed operator.

Self-exclusion through GamStop is free, can be set for 6 months, 1 year or 5 years, and cannot be reversed early. Once active, no UKGC-licensed operator can accept your deposit, and marketing must stop. That includes the operator running the offer on this page.

What Should You Set Before You Deposit?

Three tools are worth configuring before your first deposit. A deposit limit caps how much can enter the account. A session timer prompts you at a set interval. A reality check shows your net position at that prompt. Together they cover money in, time spent, and result.

Set the deposit limit at a level you would be comfortable losing entirely, not at a level you can technically afford. For a £5 offer, a £20 weekly limit is a reasonable starting point for most players. You can lower it instantly at any time.

If you are new to casino play, also set a session timer at 30 minutes for the first few sessions. Long sessions correlate with larger losses, and the prompt is the cheapest intervention available.

Where Can You Get Help If Gambling Stops Being Fun?

GamCare runs the National Gambling Helpline on 0808 8020 133, free and confidential, 24 hours a day. They offer one-to-one counselling, group support and practical advice on debt and money management. The service is funded by the gambling industry but operates independently.

GamStop is the self-exclusion register for UKGC-licensed operators and is the fastest way to remove access across the market. Registration takes about 10 minutes and requires photo ID. Once active, the block is legally binding on all participating operators.

For debt-specific support, StepChange and Citizens Advice both offer free, non-judgemental help. If you are worried about a family member, GamCare's support extends to affected others as well as the player.

FAQ: Deposit 5 Get 100 Free Spins No Wagering

Is a £5 deposit really enough to get 100 free spins?

Yes, at the operators listed above. The £5 is the qualifying deposit, and the 100 spins are credited once it clears. Some brands set the minimum at £10, so check the specific offer before depositing. The £5 tier is common but not universal across the UK market.

Do no-wagering free spins mean I can withdraw immediately?

Yes, provided the winnings credit as cash or as bonus funds with a 0x wagering requirement. You may still need to meet a minimum withdrawal threshold, often £10 to £20, and complete identity verification. Once those are clear, the withdrawal is processed normally.

What is the maximum I can win from 100 free spins?

Most no-wagering offers cap spin winnings at £50, though some set the cap at £30, £40 or £100. A few operators, notably PlayOJO, run no cap at all. The cap is stated in the promotion terms and is the most important number to check before depositing.

Can I use PayPal or Skrill to make the £5 deposit?

Usually not. E-wallets are excluded from bonus eligibility at most UKGC-licensed operators because of higher processing costs. Debit card qualifies universally, and Open Banking transfers qualify at most brands. Check the payment terms before you deposit, or the spins will not credit.

How long do I have to use the 100 free spins?

Seven days from the date they are credited is the standard window across the UK market. A few operators allow 14 days, and PlayOJO runs no expiry at all. Unused spins are forfeited when the window closes, and there is no reinstatement.

Are these offers available to existing customers?

their first deposit with that brand. If you have ever held an account with the operator, even one closed years ago, you are excluded. Household-level matching is also common, so a partner's existing account can disqualify you too. Check the terms before depositing £5.

Can I claim more than one of these offers?

Yes, across different operators. Each brand runs its own welcome promotion, so claiming 100 spins at Bet365 casino does not block a separate claim at William Hill casino or Sky Vegas casino. You just need a distinct account and a fresh £5 deposit at each one.

What happens if I win big on the free spins?

Anything above the stated max win cap is forfeited. Hit a £400 return on 100 spins with a £50 cap and you keep £50. The rest is voided at the point of crediting, not on withdrawal, so there is nothing to appeal. Read the cap before you spin.

Do free spins expire if I do not log in?

Expiry runs on the calendar, not on activity. A 7-day window closes 7 days after credit whether you logged in once or not at all. Set a reminder if you claim the offer on a busy week, because there is no grace period and no reinstatement once the clock runs out.

Is there a minimum withdrawal amount?

Most UKGC-licensed operators set a minimum withdrawal of £10 to £20. If your spin winnings land at £6, you cannot withdraw until the balance reaches the threshold, though you can usually deposit more to top it up. Check the banking terms for the exact figure.

Can I use the spins on a mobile device?

Yes. Every offer on this page works on mobile browser and native app where one exists. The nominated slot loads identically on iOS and Android, and the spin counter syncs across devices on the same account. There is no separate mobile-only restriction.

What if the operator changes the terms after I claim?

Once you have claimed, the terms in force at that moment govern your offer. Operators can change future promotions but cannot retroactively apply new wagering or expiry rules to spins already credited. Screenshot the terms at claim time if you want certainty.

Do I need to enter a bonus code?

Some brands require a code at the deposit screen, others apply the offer automatically once you opt in. Codes are typically listed on the promotion page. If the deposit goes through without a code and no spins appear, live chat can usually apply them manually within minutes.

Are winnings from free spins taxable in the UK?

No. Gambling winnings are not subject to UK income tax or capital gains tax for the player. This applies whether the win comes from a £5 deposit offer or a £500 session. Operators pay a separate duty to HMRC, but that is not passed to you.

Which operator has the best version of this offer?

It depends on what you value. PlayOJO runs 80 spins with no cap and no expiry, which suits players chasing a larger return. 888 Casino credits 100 spins at £0.20 with a £100 cap, the highest ceiling on the list. MrQ and Pub Casino both qualify at £5 with a clean £50 cap.

Final Verdict: Is Deposit 5 Get 100 Free Spins No Wagering Worth It?

For a new player with £5 to spare, yes. The format removes the single biggest source of frustration in casino bonuses, which is the playthrough requirement that turns a headline offer into a grind. You deposit, you spin, you keep what you win within the cap.

The realistic expectation is a return somewhere between £0 and £50, with a median in the £5 to £9 range across 100 spins at 96% RTP. That is not a windfall. It is a low-cost trial of an operator with a genuine cash-out path, which is more than most welcome offers deliver.

Check three things before you deposit: the licence, the max win cap, and the payment method eligibility. Get those right and the offer does exactly what it says. Get them wrong and you will be filing a support ticket over spins that never appeared.

Set a deposit limit, keep the session timer on, and treat the £5 as spent the moment it leaves your account. If the spins return something, that is a bonus. If they return nothing, you have lost exactly what you planned to lose, and the operator has shown you how it treats new customers.